WHAT WE OFFER
At Open Credit USA, we offer a wide range of financial services designed to empower individuals and businesses.
CHOOSE YOUR FINANCIAL NEED
Customized solutions for every industry sector
01
(MCA) Cash Advance Loan
(24 HOURS APPROVAL & FUNDING)
Easy Application Fee $ 150,00
Up to $ 2,000.000.00
Requirements:
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6-8 Business Bank Statements
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Copy of Driver License (Front and Back)
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Copy of Social Security Card
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Copy of EIN Letter
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Copy of Business Voided Check
02
SBA Loan | 7(a) Small Loan
SBA turnaround time 5-10 Business Days
Application $ 500
Maximum Loan Amount $ 350.000,00
5% Loan Success Fee once approved.
Requirements:
1. SBA Form 1919 2. Affiliate Addendum (see note) 3. Use of Working Capital Loan Proceeds 4. Business Tax Returns for the past two years 5. Business Tax return Extension – If Most Recent Tax Year is on Extension 6. 8821 & Taxpayer Consent Form 7. Business Asset List 8. Voided Business Check 9. Personal Financial Statement (PFS) 10. Personal Tax Return from 2021,2022,2023 11. Articles of Incorporation / Organization 12. Bylaws / Operating Agreement 13. General Liability Insurance 14. Workers Compensation Insurance – If Applicable 15. Business License 16. Personal Credit Score minimum 740+
03
Business Loan | Line of Credit
Turnaround time 5 Business Days
Application $ 250
Maximum Loan Amount $ 250.000,00
5% Loan Success Fee once approved.
Requirements:
1. Business Tax Returns for the past two years 2021 / 2022 and Business Tax return Extension – If Most Recent Tax Year 2023 is on Extension 2. Personal and Business Financial Statement (PFS) and Personal Tax Return from 2021,2022,2023 3. Articles of Incorporation / Organization 4. Driver License and Social Security 5. Business License 6. Personal Credit Score minimum 740+ 7. Resident Card or US Citizenship
04
Hard Money Lending
REAL ESTATE PURCHASE, REFINANCE AND/OR CASH OUT
Application $ 500
MINIMUM $ 500,000.00
Description:
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1st Mortgage Note/Loan amount: up to 60% to 65% LTV (loan to value) of appraisal
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Term: 12 to 24 months
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Interest rate: 12% to 12.5 %
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Lender Fee: 2.0%
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Broker Fee: 3.0%
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Guarantors: TBD
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Prepayment Penalty: 6 Months
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Prepayment Reserve: TBD
In numbers
5,000 +
Satisfied clients
20.4 Million
Money funded
100 %
Fast approval
05
Personal Credit Repair
Turnaround time (180 Days legally)
Experiences indicate 90 to 120 Days.
Up to $ 1,600.00 Finance Available
06
Credit Boost | Tradelines
Variables: Credit Limit, Date opened (Aging), Bank
$ 500,00 to $2,000.00 each line
Application $ 100
07
Inquires Removal
Turnaround time 5-15 Business Days
$ 700.00