FAST FUNDING, BETTER CREDIT, BRIGHTER FUTURE

Expert Solutions for Credit Repair, Loans, and More. We’ve Got You Covered!

FINANCIAL TOOLS

Unlock fast & flexible funding

Quick approval, no collateral required, tailored repayment terms.

(MCA) Cash Advance Loan

24 Hour Approval & Funding. With a Merchant Cash Advance (MCA), whether you need to purchase inventory, upgrade equipment, or cover unexpected expenses, our MCA loans provide quick access to capital.

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SBA Loan | 7(a) Small Loan

Grow your business with Small Business Administration (SBA) loans. Offering low-interest rates and long repayment terms, SBA loans are perfect for expanding operations, purchasing equipment, or funding new ventures.

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Lines of Credit (Retail banking)

Perfect for managing unexpected expenses, consolidating debt, or covering large purchases, our retail banking line of credit is tailored to fit your financial needs.

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Hard Money Lending

Accelerate your real estate investments with hard money loans. Designed for property flippers and developers, our loans offer fast funding and flexible terms.

ABOUT US

At Open Credit USA, we believe that financial freedom is achievable for everyone. Founded on the principles of trust, transparency, and empowerment, we are dedicated to helping individuals and businesses overcome financial challenges and achieve their goals.

WHY OPEN CREDIT USA?

We provide innovative credit solutions to build a brighter financial future.

Whether you’re looking to improve your credit score, secure funding for your business, or take the next step in your financial journey, our expert team is here to guide you every step of the way.

Expertise You Can Trust

With years of experience in credit repair, business funding, and financial consulting, we’ve successfully helped countless clients achieve their goals.

Personalized Solutions

We understand that every financial situation is unique. That’s why we tailor our services to meet your specific needs and objectives.

Proven Results

From boosting credit scores to securing funding, our results speak for themselves. Your success is our priority.

ALWAYS CONNECTED

Consultation

Initial consultation and credit analysis.

Financial Plan

Customized financial solution plan.

Results

Results and long-term support.

Ready to get started?

Take the first step toward financial freedom today!

EXPLORE SOLUTIONS

Credit Repair

Take control of your financial future with our credit repair services.

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Credit Repair & Inquires Removal

We help remove negative marks, fix inaccuracies, and improve your credit score for better opportunities.

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Credit Boost

Enhance your credit profile with our credit boost tradeline services. By adding authorized user accounts, we can help improve your credit score swiftly and effectively.

As a small business owner, I needed quick funding to cover unexpected expenses. Open Credit USA’s Merchant Cash Advance loan was a lifesaver! The application process was seamless, and the funds were in my account within days. Their team was professional and supportive every step of the way.

Carlos, M - Houston, TX

I was stuck with a low credit score and didn’t know where to start. Open Credit USA made the entire process so easy! They identified errors on my credit report and had them removed in no time. My score improved by 120 points, and I was finally able to qualify for a car loan. Highly recommend their services!

Jesse N - Miami, FL

I wanted to expand my real estate investments but struggled to find funding with traditional lenders. Open Credit USA’s hard money lending option was the perfect solution. The fast approval process allowed me to close on a property deal quickly, and their flexible terms made repayment manageable.

Jamie L. - LA, CA